Carry one large denomination note, say, 500 Euro, in your travel wallet and keep this for hotels. Which leaves me out in the cold, and leads to Its an easy fallback. Tripadvisor staff has closed this topic because it did not meet Tripadvisor's forum guidelines with regards to off-topic chat. Lets dive into some of the alternatives that you might use to ensure you can make a no credit card hotel reservation. Consider booking through online travel agencies: Marriott might demand a credit card when booking direct, but third-party travel agencies like. General Disclaimer: See the online credit card application for details about terms and conditions. What are the best hotel credit cards with no annual fee? High-end properties can even have a $1,000 security deposit and while they may accept cash you might not want to travel with that much cash in your wallet. However, if you want to avoid this option, contact the hotel in advance to find out what other booking methods they allow. Here are some alternatives to credit card deposits: Rather than putting a hold on your credit card, some hotels might allow you to put down a cash security deposit, returned to you upon checkout. Even if you can afford the room rate, the additional hotel security deposit could cause you to exceed your spending limit. What hotels do not require a credit card? Here are some examples of hotels that either allow you to use cash when checking in or checking out. Finally, in case you don't want to be tied to a specific hotel brand, you should consider getting ageneral travel credit card with no annual fee. Rapid Rewards points will only be awarded for the portion of the trip that is paid for and completed by the Customer. On your card, the deposit was in the form of a preauthorization hold. Do I pay a hotel reservation fee to Southwest? If the required deposit was 30%, then the couple would have to come up with $1200.00. The cancellation policy and booking conditions (including the cancellation policy, meal plan, package offer, etc.) Without a credit or debit card reservation, room will typically be held for 24 hours. The other deal is offered through a website that does not reveal which property or accommodation type youll be staying at until after youve booked. When evaluating offers, please review the financial institutions Terms and Conditions. Consider staying at a bed and breakfast as they may have more flexible booking policies. Marriott: At check-in, you have the option of using a debit card instead of a credit card. If youre planning a classy vacation to the beach or a quiet retreat in the mountains, you may have already begun browsing hotel accommodations in the area. Normally the hotel just puts the amount of the security deposit on the card and then when you check out and have caused no damage and paid the room rate it is simply taken off your credit card. This is due to the differing impact of the hold on credit cards and debit-based payment vehicles. Covering damage, theft or other incidental charges. If a pre-auth is taken, if the card is not used againts the pre-auth code within 7 days, the pre-auth supposed to drop off. Special event dates may require prepayment (amount varies by location). When evaluating offers, please review the financial institutions Terms and Conditions. The conditions of your booking with SouthwestHotels.com still allow penalty-free cancellations and modifications. If you wish to review, adjust, or cancel your reservation, follow the instructions in your confirmation email. One of the easiest hotel credit cards to get is the Capital One QuicksilverOne Cash Rewards Credit Card. They are typically required when booking a room and serve as an assurance that the guest will honor their reservation. This deposit, applied as a hold on your payment account, is typically for hundreds of dollars more than the daily price of your room. They may be able to match the price of the other deal if: Additionally, it is important to note that the Best Price Guarantee offer does not apply if: If you have any additional questions, please call 1-888-850-3958. While this option is becoming less common, some hotels do offer guests a courtesy hold for their reservation. This offers you the ability to book a hotel via card and control over the amount you are spending. How to book a hotel without a credit card. As a result, some A debit card is linked directly to your bank account, so you wont be able to charge more money than you have in your account. But when you factor in 2020 population data from the U.S. Census Bureau, thats an estimated 83 million adults who likely dont have a credit card. PayPal. So how do we make money? I tend to keep an "emergency cash stash" in my travel wallet, so handing over cash isn't a huge deal for me, but I usually hand over a charge card rather than a credit card. Check with the hotel youre planning to stay at to ensure cash is accepted to book a room there. Payments are accepted by those methods as well as by cash or travelers check. Her work has been published in The Wall Street Journal, The New York Times and The Washington Post. There is information in the previous heading. You must inform hotel of late arrival at time of booking to avoid charges. You can access a reloadable card and deposit the needed balance. The best hotel credit card with no annual fee is the Hilton Honors American Express Card because it offers 3 - 7 points per $1 spent on purchases. Exact rules vary by property, but you can usually make a phone reservation without a credit card and also pay by alternate (non-credit card) method in person at check-in. Room-specific cancellation information can be found next to the room type under the "Conditions" column on the hotel's page. Yeah, I didnt know how strict that requirement was either. I am entering my credit card details. These individuals may have taken out a personal loan for the trip and are strictly adhering to a budget. If youd like to request a courtesy hold, contact the hotel directly to ask if their policies allow for one. Unlike large hotel chains like Wyndham and IHG, small, independent hotels have only themselves to report to. We do ask for your credit card information to guarantee the first night of your reservation for late arrival. a service that lets you make recurring, partial payments by debit card, checking account or check sent by snail mail. Although non-chain stays may still require deposits, they can offer a cash option instead. You might have better luck booking with those payment methods at small, independent hotels, though. Already have an ET account? We do not charge a booking fee when you make a reservation, and we do not charge a fee when you cancel a reservation. This meant the remaining $360 was quickly released and I didn't need to wait for the Authorisation to 'fall off'. Many hotels require a credit card at check-in as a deposit for incidentals or damage. Opinions expressed here are the authors alone and have not been approved or otherwise endorsed by any financial institution, including those that are WalletHub advertising partners. Most hotels dont need you to actually pay with a credit card, they just need a way to hold you responsible in the event of damage to, or theft of, their property. Yes, it's easy to cancel or change your booking via our self-service tool at www.southwesthotels.com. Some other good options would be the Petal 2 Visa Credit Card and the Bank of America Customized Cash Rewards Secured Credit Card. They usually combine this fee with taxes so you can't tell how much the fee is. When you're charged an annual fee, you're basically paying for any benefits and rewards built into the card. Even some properties within major hotel chains might make an exception if you ask. Some hotels will ask you about the following upon your booking: Guarantee If you have a friend or family member that is willing, you may be able to use their credit card to book your hotel room. Megan has built and directed remote content teams and editorial strategies for websites like GoAbroad and Go Overseas. This information may be different than what you see when you visit a financial institution, service provider or specific products site. This may be a relief for travelers seeking to avoid credit card usage. By clicking Accept All Cookies, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. Even if you dont have a credit card or dont know how credit cards tend to work, there are several options that you can utilize to secure a hotel. What is Loan Origination Fee and How Much Does It Cost? What is my PIN code and why do I need it? Perhaps most importantly, credit cards are typically safer to carry and use than cash. Let me keep my pounds and Euro and yen in my wallet while the hotel locks away my Aussie dollars in their safe.I pick up the cash-bearing envelope when I check out, settle any incidentals with my card or remaining local currency and head to the airport, with plenty of Aussie money already in hand for the week to come. Sometimes you can make a reservation under your own name with someone elses credit card, but the hotel may require your friend or family member to fill out a credit card authorization form first. However, many hotel cards with no annual fee do offer significant benefits. Read more. Special event dates require prepayment of entire cost of stay (refundability depends on location). With the Hilton Even if you can afford the room rate, the additional hotel security deposit could cause you to exceed your spending limit. When booking with a debit card, the hotel or resort will probably put a hold on your account for a fixed dollar amount to cover the potential balance of your stay. And of course there are the spending rewards and perks of using a credit card. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). The number one alternative is to use a debit card, especially for individuals who dont have a credit card. While its not impossible to book a hotel without a credit card, its also not a simple process. Odds are youre going to stay in a hotel once or twice in your life. However, rest assured that there are alternatives to credit cards that can still make booking a hotel possible. Therefore, ensure that there are sufficient funds on the card before using it to book a hotel. When not traveling, Megan adventures around her Midwest home base where she likes to attend theme parties, ride her bike and cook Asian food. For example, aside from credit cards, Orbitz payment options include debit cards, PayPal, and Affirm a service that lets you make recurring, partial payments by debit card, checking account or check sent by snail mail. Then again, paying with cash has one main benefit: Your funds will be released immediately upon checkout (as opposed to the multiple days it can take for holds to be released on a credit or debit card). Motel 6: Some (though not all) properties require some sort of plastic upon check-in, but debit or bank card is accepted as well as credit. My Amex Platinum is practically limitless, so the hotel can whack as much preauth against it as they like and it won't affect my ability to actually use it. 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